Monday, December 28, 2015

Train to Run Faster in Any Sport


Special Sports Report 

Do you play high school sports, baseball, basketball, soccer or any other sport ?   Would you like to get faster in ANY sport ?  

We have found that  revolutionary speed training exercises are helping athletes around the world reach their athletic dreams. 

The reason these speed training exercises produce such great results at quickly conditioning your muscles to be fast and responsive is because during an isometric contraction with resistance bands,the muscles’ motor unit recruitment patterns are entirely new and different than what has been normally experienced by a muscle that has not been conditioned with this type of training.

Go to Web Site Click Here 
When using the resistance band with an isometric strategy, each attempt by the muscle at balancing and stabilizing the dynamically changing force of the band helps to create and re-enforce new neuro-pathways inside the muscle. This process accelerates the development of strength, speed and coordination within the muscle.

This muscular development becomes even more pronounced the weaker the muscle gets as it attempts to hold the isometric position. This is because when the band can no longer be held steady due to a weakening muscle, quick and ongoing small changes in the resistance level of the band force the muscles to immediately react and alter their typical motor unit recruitment pattern without resting in order to stabilize the band. This kind of speed training exercise is of great benefit to the athlete.

You will get even greater value when these strategies are applied during an exercise to joints in different planes and angles from what they normally perform in the gym.

By doing this the muscles are less likely to become pre-conditioned to the guided pathways of the machines or similar exercises. As a result coordination issues, speed, and strength levels within the muscles are then developed far beyond their current level.

Faster muscle contraction speed is the net result of these improvements in coordination and strength.

Furthermore, targeting the muscles surrounding the less stable, and significantly more movable, ball and socket joints of the shoulders and hips, opens up incredible possibilities for athletic development. This is because when these exercises are done on those joints they typically involve all the muscles that stabilize the joint.

Therefore, Isometric training exercises with the resistance band exposes and then eliminates greater weaknesses in your muscles in ways that you probably have never experienced before.

Because of this, these types of speed training exercises fill a huge void in the training of every athlete that has never before used this unique speed training strategy.The muscles quickly become conditioned for speed and quickness in ways that are rarely attainable without using this type of training method.

Speed Training that Makes You Faster in Any Sport!

Source FCNews Staff Reporter/ AQSpeed 

Tuesday, April 14, 2015

Can you Text and Drive in the State of Mississippi ?


This is House Bill No. 389 as written and passed by House

By: Representatives Denny, Nelson, Haney
HOUSE BILL NO. 389 (As Passed the House)


8 SECTION 1. (1) For purposes of this section, the following
9 terms shall have the meanings ascribed in this subsection, unless
10 the context clearly indicates otherwise:
11 (a) "Hand-held mobile telephone" means a mobile
12 telephone or other portable electronic communication device with
13 which a user engages in a call or writes, sends or reads a text
14 message using at least one hand. The term "hand-held mobile
15 telephone" shall not include a voice-operated or hands-free
16 device;
17 (b) "Motor vehicle" means a vehicle driven or drawn by
18 mechanical power and manufactured primarily for use on public
19 highways; H. B. No. 389 *HR26/R1258PH* ~ OFFICIAL ~ 15/HR26/R1258PH

20 (c) "Social networking site" means any web-based
21 service that allows individuals to construct a profile within a
22 founded system, articulate a list of other users with whom they
23 share a connection, and communicate with other users of the site;
24 (d) "Text message" includes a text-based message,
25 instant message, electronic message, and email, but shall not
26 include an emergency, traffic or weather alert or a message
27 related to the operation or navigation of the motor vehicle;
28 (e) "Voice operated or hands-free device" means a
29 device that allows the user to write, send, or read a text message
30 without the use of either hand except to activate, deactivate, or
31 initiate a feature or function; and
32 (f) "Writing," "sending" and "reading," with respect to
33 a text message, means the manual entry, sending, or retrieval of a
34 text message, respectively, to communicate with any person or
35 device.
36 (2) An operator of a moving motor vehicle is prohibited from
37 writing, sending, or reading a text message and from accessing,
38 reading or posting to a social networking site using a hand-held
39 mobile telephone while driving said motor vehicle.
40 (3) A violation of this section is a civil violation, and
41 upon being found in violation, is punishable by a civil penalty of
42 Twenty-five Dollars ($25.00) for violations committed until July
43 1, 2016, and One Hundred Dollars ($100.00) for violations H. B. No. 389 *HR26/R1258PH* ~ OFFICIAL ~ 15/HR26/R1258PH

(AJT\KW) ST: Texting and social networking; prohibit while driving.
44 committed from and after July 1, 2016. No state assessments shall
45 be imposed or collected for a violation under this section.
46 (4) The Department of Public Safety shall keep and maintain
47 records of citations issued under this statute, including the age
48 and race of the vehicle operator, whether there was an additional
49 traffic violation by the vehicle operator, and whether there was a
50 crash or any damage to a vehicle or passenger at the time of the
51 citation.
52 (5) This section shall stand repealed on July 1, 2018.

53 SECTION 2. Section 63-1-73, Mississippi Code of 1972, which
54 prohibits texting while driving under certain licenses, is
55 repealed.

56 SECTION 3. This act shall take effect and be in force from
57 and after July 1, 2015.

History of Actions:
   1   01/15 (H) Referred To Transportation
   2   01/21 (H) Title Suff Do Pass Comm Sub
   3   02/06 (H) Committee Substitute Adopted
   4   02/06 (H) Passed    {Vote}
   5   02/06 (H) Motion to Reconsider Entered (Guice, Johnson, Massengill)
   6   02/11 (H) Reconsidered
   7   02/11 (H) Amended
   8   02/11 (H) Passed As Amended    {Vote}
   9   02/16 (H) Transmitted To Senate
  10   02/17 (S) Referred To Highways and Transportation
  11   03/03 (S) Title Suff Do Pass
  12   03/09 (S) Passed    {Vote}
  13   03/10 (S) Returned For Enrolling
  14   03/11 (H) Enrolled Bill Signed
  15   03/11 (S) Enrolled Bill Signed
  16   03/13 Approved by Governor

Source: Mississippi Bill Status Report / FC News Staff research

Sponsored College Savings Program by State of Mississippi

Mississippi State Treasurer Lynn Fitch
Honorable Lynn Fitch, State Treasurer


The Mississippi Affordable College Savings Program, MACS, makes giving the gift of college easy and affordable. This state-sponsored savings program helps Mississippi families save for future college expenses such as tuition, books, supplies, and certain room and board expenses. You can start saving for as little as $25.

MACS offers you a choice of five investment options:

  • Managed Allocation Option
  • Diversified Equity Option
  • Fixed Income Option
  • Guaranteed Option
  • Age-Based Investment Option

These options vary in their investment strategy and risk level, allowing you to select an option that best fits your needs and investment preference.

Anyone can open a MACS account for a child or loved one. Parents, grandparents, relatives, and friends at any income level can open an account. Also, by opening and contributing to a MACS account you qualify for a Mississippi state tax deduction.

The Mississippi Affordable College Savings Program can be a powerful part of your overall investment strategy. Consider making regular, modest contributions with the Automatic Contribution Plan or Automatic Payroll Deduction, which may be offered by your employer.

Call a representative of MACS today at 1.800.486.3670 to give the gift of a lifetime, the gift of education.​​​​​​​​​

For further information from the State of Mississippi Treasury Office click here.

A few Frequently Asked Questions

What are the federal and state tax advantages?

When you contribute to the Mississippi Affordable College Savings (MACS) Program, any account earnings are federal and Mississippi income tax-deferred. Plus, distributions used to pay for qualified higher education expenses will be free from federal and Mississippi income tax. Non-qualified withdrawals may be subject to federal and state taxes and the additional federal 10% tax.
Is there a Mississippi income tax deduction?
Yes, you may be eligible for a Mississippi income tax deduction. The amount contributed by a Mississippi taxpayer to MACS Program accounts during a tax year is deductible from Mississippi adjusted gross income in an amount not to exceed $10,000 for a single return or $20,000 for a joint return for that tax year.
The earnings portion of a non-qualified withdrawal will be taxable to a resident recipient of the withdrawal. The contribution portion of a non-qualified withdrawal that was previously deducted for Mississippi income tax purposes will be included in the resident recipient’s Mississippi gross income.
Who can open an account?
Any individual with a Social Security number or federal Taxpayer Identification Number who is a U.S. citizen or resident alien can open an account and contribute to the MACS Program account on behalf of any beneficiary. An organization described in Section 501(c)(3) of the Internal Revenue Code, an estate or a trust may also open an account. Such entities will be subject to additional restrictions or administrative requirements and may not open an account online or participate in e-Delivery. You can even open an account for yourself.
What are my investment options?
The Plan offers you a choice of five Investment Options. These options vary in their investment strategy and degree of risk, allowing you to select an option or combination of options that may fit your needs. To see the list of Investment Options, brief descriptions and associated fees and expenses, visit Investment Options. For more information on the risks involved in investing in such Investment Options, and the type of investor for whom each investment option may be appropriate, and investment option performance, read the Disclosure Booklet.
Can I make a payment online?
You may make contributions online by logging into your account here. If you have not logged on to your account before you may create your online access here.
Do I have to use my account at a Mississippi college or university?
No. The money in your account may be used at any eligible educational institution. This includes public and private colleges and universities, graduate and post-graduate schools, community colleges, and certain proprietary and vocational schools.

Source: State of Mississippi State Treasurer

FC Girls Soccer Team Ranked 9th in State

ROXIE, MS - April 14, 2014

The MS class 1A/2A/3A high school girls soccer state rankings compiled by MaxPreps  includes Franklin County Varsity Girls Soccer team as ranked 9th.  The Lady Bulldogs overall record is 13-4-0 with a district undefeated record of 5-0-0.  

For a complete list of the rankings just Click Here,

For more information on an explanation of the MaxPreps Computer Rankings just click here. 

Flying high

Source: MaxPreps - MaxPreps is America's Source for High School Sports / A CBS Sports site

Local foods grant writing workshop set for May 11

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From the field to the table ....

April 13, 2015

Ms State University Extension Service
Writer: Susan Collins-Smith
Contact: Rachael Carter, 662-325-8329

Local foods grant writing workshop set for May 11

STARKVILLE, Miss. -- Individuals interested in applying for grant funds to organize farmers markets and other direct-to-consumer outlets for local foods are invited to attend a May 11 workshop in Starkville. Miss.

The Mississippi State University Extension Service and the Southern Rural Development Center will host the Local Foods Grant Writing Workshop to help potential grant applicants understand, develop and submit federal grant requests through the Farmers Market and Local Food Promotion Program.

“Increasing access to healthy locally grown foods is an important part of community development,” said Rachael Carter, an instructor with the MSU Extension Service Center for Government and Community Development. “These funding opportunities could help enhance that process in Mississippi. The purpose of this workshop is to provide information to help participants improve their proposals and make them more competitive.”

The workshop is from 1pm to 5pm in the Bost Conference Center on the MSU campus. Doors open at 12:30 p.m. The workshop is free, but preregistration is required by May 4th. To register for the workshop, visit

Speakers include Judith Phillips, a research associate with the MSU Stennis Institute of Government; and Kim Morgan, an Extension Agricultural Economist at Virginia Tech.

The U.S. Department of Agriculture’s Agricultural Marketing Service and National Institute for Food and Agriculture are collaborating with Extension programs and regional Centers for Rural Development across the country to produce these workshops. Mississippi Main Street is a sponsor. The organized effort, called the Agricultural Marketing Service Technical Assistance Project, aims to raise awareness of grant opportunities and increase participation in the program.

For more information about the workshop, contact Miranda Tucci at or 662-325-2750.

Source:  Msu Ag Communications News - News Release

Wednesday, March 25, 2015

Make money 'tweeting' on Twitter

Sponsored Tweets

ROXIE, MS -   Promoted Tweets are ordinary Tweets purchased by advertisers who want to reach a wider group of users or to spark engagement from their existing followers. Promoted Tweets are clearly labeled as Promoted when an advertiser is paying for their placement on Twitter.

Ted Murphy, founder and CEO of IZEA, says more than 7,000 Twitter users have signed up for Sponsored Tweets in its first month. Murphy says about 500 advertisers, mostly small- to medium-size businesses, plus a handful of Fortune 500 companies, are using the platform. Marketers have access to the entire database of tweeters and can select whom they want to pay and how much they're willing to dish out. Compensation is based on a user's expertise or passion, how many followers that person has and other metrics, like how often the tweeter's followers click to links posted on his or her Twitter page. Murphy says he has paid more than $100,000 to Twitter users in his site's first month of operation. As commission, he charges companies 15% to 50% of their payments to the microbloggers. This comment from an article - 

How to Make Money on Twitter: Do Commercials ! 
Wednesday, Sept 02, 2009 / Time 

Code: d6c1ebd62200bf5ba38bf84cf1c4152adea2a9960e5eeabe4f

Tuesday, February 24, 2015

8 FAQs Merchants Should Know About New EMV Credit Cards

Roxie, Ms -  Chip?   PIN?   Signature?    Will the old card work?    What you need to know ! 

Following an Oct. 1, 2015, deadline created by major U.S. credit card issuers MasterCard, Visa, Discover and American Express, card-present fraud  liability will shift to whoever is the least EMV-compliant party in a fraudulent transaction.  

You, the Merchant, could be liable!
Read important information !

1. Why are EMV cards more secure than traditional cards?

It's that small, metallic square you'll see on new cards. That's a computer chip, and it's what sets apart the new generation of cards.  The magnetic strips on traditional credit and debit cards store contain unchanging data. Whoever accesses that data gains the sensitive card and cardholder information necessary to make purchases. That makes traditional cards prime targets for counterfeiters, who convert stolen card data to "If someone copies a mag stripe, they can easily replicate that data over and over again because it doesn't change," says Dave Witts, president of U.S. payment systems for Creditcall.  Unlike magnetic-stripe cards, every time an EMV card is used for payment, the card chip creates a unique transaction code that cannot be used again.  If a hacker stole the chip information from one specific point of sale, typical card duplication would never work "because the stolen transaction number created in that instance wouldn't be use able again and the card would just get denied," Witts says. EMV technology will not prevent data breaches from occurring, but it will make it much harder for criminals to successfully profit from what they steal.  Experts hope it will help significantly reduce fraud in the U.S., which has doubled in the past seven years as criminals have shied away from countries that already have transitioned to EMV cards, Conroy says. "The introduction of dynamic data is what makes EMV cards so effective at bringing down counterfeit card rates in other countries," she says.

2. How do I use an EMV card to make a purchase?

Just like magnetic-stripe cards, EMV cards are processed for payment in two steps: card reading and transaction verification.  However, with EMV cards you no longer have to master a quick, fluid card swipe in the right direction. Chip cards are read in a different way.  "Instead of going to a register and swiping your card, you are going to do what is called 'card dipping' instead, which means inserting your card into a terminal slot and waiting for it to process," Conroy says.  When an EMV card is dipped, data flows between the card chip and the issuing financial institution to verify the card's legitimacy and create the unique transaction data. This process isn't as quick as a magnetic-stripe swipe.  "It will take a tiny bit longer for that transmission of data to happen," Witts says. "If a person just sticks the card in and pulls it out, the transaction will likely be denied. A little bit of patience will be involved."  

3. Is card dipping the only option ?

Not necessarily. EMV cards can also support contactless card reading, also known as near field communication.   Instead of dipping or swiping, NFC-equipped cards are tapped against a terminal scanner that can pick up the card data from the embedded computer chip.  "Contactless transactions are more consumer-friendly because you just have to tap," Ferenczi says. "Around the world, there is a move to make EMV cards dual-interface, which means contact and contactless. However, in the U.S., most financial instructions are issuing contact cards."  Dual-interface cards and the equipment needed to scan them are expensive. Right now, the first step is to successfully integrate EMV cards into the U.S. shopping scene. Dual interface will arrive later, according to Ferenczi.

4. Will I still have to sign or enter a PIN for my card transaction ?

Yes and no. You will have to do one of those verification methods, but it depends on the verification method tied to your EMV card, not if your card is debit or credit.
Chip-and-PIN cards operate just like the checking-account debit card you have been using for years.  Entering a PIN connects the payment terminal to the payment processor for real-time transaction verification and approval. However, many payment processors are not equipped with the technology needed to handle EMV chip-and-PIN credit transactions. So it is not likely you will have to memorize new PINs anytime soon, according to Conroy.
"There aren't going to be many issuers requiring a PIN," she says. "A vast majority will be issuing chip-and-signature cards, which aren't all that different from how credit cards work now."  As with a magnetic-stripe credit card, you sign on the point-of-sale terminal to take responsibility for the payment when making a chip-and-signature card transaction.
Once the transition to EMV is under way in the U.S., chip-and-PIN cards will be transitioned in. Again, it is one step at a time, according to Ferenczi.  "I predict we will start seeing some chip-and-PIN cards in 2015, and then it will probably take two to three years to fully convert to chip-and-PIN," he says.  Despite a slow transition overall, those who get chip-and-PIN cards will be able to use them right away.  "If a terminal doesn't have the ability to accept a PIN, it will then step down to accepting a signature," says Randy Vanderhoof, executive director of the Smart Card Alliance. "There will always be a secondary option."

5. If fraud occurs after EMV cards are issued, who will be liable for the costs ?

Today, if an in-store transaction is conducted using a counterfeit, stolen or otherwise compromised card, consumer losses from that transaction fall back on the payment processor or issuing bank, depending on the card's terms and conditions. Following an Oct. 1, 2015, deadline created by major U.S. credit card issuers MasterCard, Visa, Discover and American Express, card-present fraud  liability will shift to whoever is the least EMV-compliant party in a fraudulent transaction. Consider the example of a financial institution that issues a chip card used at a merchant that has not changed its system to accept chip technology. This allows a counterfeit card to be successfully used. "The cost of the fraud will fall back on the merchant," Ferenczi says.  The major credit card issuers each have published detailed schedules  about the upcoming shift in liability. The change is intended to help bring the entire payment industry on board with EMV by encouraging compliance to avoid liability costs. Any parties not EMV-ready by October 2015 could face much higher costs in the event of a large data breach. Automated fuel dispensers will have until 2017 to make the shift to EMV. Until then, they will follow existing fraud liability rulings. 

6. So by Oct. 1, 2015, the transition to EMV technology will be complete ?

Not exactly.  Although the upcoming deadline is strong encouragement for all payment processing parties to become EMV-compliant as soon as possible, experts do not believe everyone will comply by that date.  "Don't expect a big bang in October of 2015," says Doug Johnson, vice president of risk management policy for the American Bankers Association. "In terms of rollout, we expect about 50 percent of banks and retailers to be completely transitioned over. It's going to take a little time to adapt."  Aite Group estimates that by the end of 2015, approximately 70 percent of credit cards and 40 percent of debit cards in the U.S. --1.1 billion cards total -- will support EMV.   "We are the most fragmented and the largest market that has ever gone to the EMV standard," Conroy says. "There's going to be varied customer experiences over the first year, year-and-a-half of this transition."

7. If I want to use my chip-card at a retailer that doesn't support EMV technology yet, will it  work ?

Yes. The first round of EMV cards -- many of which are already in consumers' hands -- will be equipped with both chip and magnetic-stripe functions so consumer spending is not disrupted and merchants can adjust.  If you find yourself at a point-of-sale terminal and are not sure whether to dip or swipe your card, have no fear. The terminal will walk you through the process.  "For example, if you enter a card into the chip reader slot but the reader isn't activated yet, it will come up with an error and you'll be prompted to swipe the card in order to use it," Vanderhoof says.  And vice-versa.  "If a consumer tries to swipe a chip card instead of inserting it, an error will appear and they will be prompted to insert the card for chip processing instead," Vanderhoof says.  If chip-card readers are not in place at a merchant at all, your EMV card can be read with a swipe, just like a traditional magnetic-stripe card.  "You can still conduct transactions, you just lose that extra level of chip security," Johnson says.

8. Will I be able to use my EMV card when I travel outside the country ?

Yes and no.  The U.S. is the last major market still using the magnetic-stripe card system. Many European countries moved to EMV technology years ago to combat high fraud rates. That shift has left many U.S. consumers who have magnetic-stripe cards looking for other forms of payment when they travel.  Since many foreign merchants are wary of magnetic-stripe cards, consumers who hold some type of chip card may run into fewer issues than those without one, according to Ferenczni.  "Just the existence of the chip will likely make European merchants more willing to accept transactions that they wouldn't have likely accepted if a customer presented a mag-stripe card," he says.   However, chip-and-PIN cards are the norm in most other countries that support EMV technology. So consumers with chip-and-signature cards may still find merchants who are unwilling or unable to process their card, even though it does have an embedded chip.  Unmanned payment kiosks in Europe -- such as bike rental stations, train ticket stations and parking permit dispensers -- may give U.S. travelers the most difficulty since most are set up to strictly accept chip-and-PIN card only, according to Ferenczi.

But despite any difficulties in the transition, Ferenczi says the change is a step in the right direction.  "Nobody likes to think that his or her card is being secretly used for other purposes," he says. "So I think regardless, there is a level of comfort knowing that it will be far more difficult to counterfeit EMV cards."

Source:  Sienna Kossman is a staff reporter for who joined the editorial team in January 2014.  Prior to her graduation from the University of Wisconsin-Oshkosh, she spent a summer writing consumer-friendly health and money articles for U.S. News & World Report.  To read more articles by Sienna Kossman click here >